How to Effectively Consolidate Credit Card Debt

Consolidating credit card debt involves combining the balances from different credit cards to a single monthly payment. The new debt has lower interest costs and more extended periods of repayment.  Consolidating your credit cards will save you from multiple bills and due dates, especially when you ...

How to Get Out of Debt: 101

Sometimes it often seems like debt is a plague that will never go away. As research shows, Americans incur debts in the form of mortgages, student loans, medical bills, credit card debt, and so forth. In fact, according to, 4 out of 5 Americans have a debt of up to $130, 063. In the face ...

What is a Balance Transfer, and Should I Do One?

At one point or another, most people who have a credit card, have not been thrilled by their statement.  Once you start seeing higher balances, you become aware of the long-term cost of credit card debt if it's not paid off each month. You could make the minimum payment each month on a credit card, ...

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