credit score
Start Practicing These Smart Credit Habits Today

Having a poor credit score makes it difficult for you to purchase real estate, obtain credit financing, and get approved for credit cards. Worse off, bad credit scores put you on the hook for higher interest rates which makes the loans and credit lines that you obtain more expensive upon repayment. ...

What Factors Affect My Credit Score?

Credit rating companies compile data from your financial activities and use it to calculate your score. The score determines whether you will get loans, and at what interest.  Lenders figure out your likeliness to pay debts back using the figures.  Insurance companies have also started to use ...