Having a poor credit score makes it difficult for you to purchase real estate, obtain credit financing, and get approved for credit cards. Worse off, bad credit scores put you on the hook for higher interest rates which makes the loans and credit lines that you obtain more expensive upon repayment. ...

Print-on-demand (POD) platforms are an excellent avenue to generate additional income. Like other gig-economy jobs, you can spend as much or as little time you want working.  Your weekly schedule is entirely up to you, and as long as you have a connection to the internet, you can work anywhere. ...

Buying a home may be the largest, single purchase you will ever make. It doesn't have to be scary or overwhelming. If purchasing a home is on your wish list for next year, here are some things you can do now to become a homeowner by next year. Examine Your Credit Score The loan rate and the ...

A stimulus check refers to a check sent by the U.S federal government to taxpayers. These checks provide financial assistance to millions of taxpayers struggling financially. Once the consumers spend the checks, they, in turn, stimulate the economy by driving the revenues of retailers and ...

Consolidating credit card debt involves combining the balances from different credit cards to a single monthly payment. The new debt has lower interest costs and more extended periods of repayment.  Consolidating your credit cards will save you from multiple bills and due dates, especially when you ...

When interest rates plummet, most homeowners grapple with the question of whether to refinance their mortgage or stick with the original one? Refinancing a home is when you get a new mortgage to replace the current one. It allows the homeowner to get better interest terms and rates. However, if you ...

If your credit score needs work, it may be time for a little personal finance 101. Armed with the right knowledge and practical finance tips, you can start improving your score today. 1. Understand Why Your Credit Matters Where does your credit score come from? There are three major ...

Personal loans can be very helpful in certain financial situations when used correctly. Though the most common uses are debt consolidation and large purchases, personal loans can be used in other ways. This is a quick informative guide to what personal loans are and how they can be used: What are ...

Sometimes it often seems like debt is a plague that will never go away. As research shows, Americans incur debts in the form of mortgages, student loans, medical bills, credit card debt, and so forth. In fact, according to debt.org, 4 out of 5 Americans have a debt of up to $130, 063. In the face ...

The actual process of applying for a credit card is very simple. So easy it can be done in less than 10 minutes. Pretty much all that it requires is that you provide you basic information and sending in the application with one click. However, actually getting approved for a credit card requires a ...