Find smart answers to all of your questions.
What money habits should you improve?
Being in control of the type and amount of debt you have is important. For some, creating a plan to pay off outstanding debts is the first step. Regardless, managing debt is an essential part of being financially in control.
Creating and sticking to a budget that mathematical makes sense given your situation is extremely important. Your financial situation simply cannot improve unless you find a way to spend less than you make.
Saving & Investing
Starting a savings account and setting aside a portion of your income each month is liberating. Investing part of your savings and watching your money grow is powerful.